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Personal Accidental Insurance

Accidents can happen anytime, which is why Waada provides financial protection to shield you from the financial shock.
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Why should you choose us?

  • Tailored Coverage: Comprehensive plans and coverage for natural or accidental death, customized to your needs.
  • Flexible Benefits: Tailored coverage to fit your unique needs and budget.
  • Financial Security: Secure your loved ones’ future with comprehensive financial protection.
  • Lump Sum Payouts: Lump sum payouts for medical and living expenses.
  • Quick Digital Enrollment: Easy online sign-up with minimal paperwork.
  • Hassle-Free Claims: Fast claim process—submit documents and have your claim settled within 72 hours.

Key Features

  • Accidental Death Benefit: Financial aid for your loved ones.
  • Permanent Total Disability Benefit: Support for maintaining your quality of life after a total disability.
  • Temporary Disability Benefit: Keep getting paid during recovery from covered injuries or illnesses.
  • Accidental Medical Reimbursement: We cover your accident-related medical bills.
  • 24/7 Doctor’s Help: Free 24/7 telephonic access to qualified doctors for all subscribers. Call 021-111-992-232 for medical advice and follow-ups.

How it Works

1. Enroll

Sign up for Personal Accidental coverage with our partners or agents.

2. Hospitalization

Notify us within 90 days of hospitalization due to an accident.

3. Claim

Submit documents and get cash benefits directly to your bank for immediate support.

Exclusions

Please note that benefits won’t be payable in the following cases:

  • Self-inflicted injuries or harm
  • Criminal activity, including murder and suicide
  • Engaging in war, strikes, riots, or civil commotion
  • Natural or man-made disasters that lead to a state of emergency
  • Age outside the eligible range (18–65 years)
  • Failure to report an event within 180 days

Frequently Asked Questions (FAQs)

To subscribe, you must:
  • Be a customer of Waada’s partners.
  • Aged between 18 and 65 years.
Initiate claims by: Note: Documents can be submitted at partner branches.
We're swift! Expect a claim settlement within 72 hours of submitting your documents.
Yes, you can purchase multiple products at the same time, but hold only one policy per product per CNIC.
Need help or want to cancel? Reach Waada at 021-111-992-232 or you can unsubscribe using the below link https://waada.pk/cancel (Customers will get OTP before confirming the cancellation)
A person appointed to receive policy benefits, must have an insurable interest ( Wife, Mother, Father, Brother, Sister, Son, Daughter, Grandson, and Granddaughter).
Specific situations where claims aren't payable anymore.
  • Cessation of the product.
  • Customer's decision not to continue.
  • Filing fake claims.
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