Health Coverage
Why should you choose us?
- Comprehensive Coverage: Get lump sum reimbursement for hospital stays.
- Flexible Benefits: Enjoy fixed daily cash benefits for hospital stays, medical bills, and extra expenses.
- No Medical Exams: Skip the hassle of exams—just submit your info for coverage.
- Family Coverage: Extend the same financial protection to your family.
- Quick Digital Enrollment: Easy online sign-up with minimal paperwork.
- Hassle-Free Claims: Fast claim process—submit documents and get settled within 72 hours.
Key Features
- In-Hospital Benefit: Coverage activates upon admission to any registered hospital in Pakistan.
- IPD Reimbursement: Claim a lump sum for hospitalization expenses incurred, up to the maximum benefit limit.
- Daily Cash Benefit: Receive a fixed daily amount for each night in the hospital, even if the stay is free.
- ICU & CCU Coverage: Daily benefits double for each night in ICU or CCU for extra support.
- Family Coverage: Comprehensive plans to protect your immediate family.
- C-Section Benefit: Fixed sum paid for C-section surgeries under family plans.
- Maximum Hospitalization: Up to 30 days of coverage per year, for daily cash benefits or expense reimbursements.
- 24/7 Doctor’s Help: Free access to doctor services via helpline at 021-111-992-232.
How it Works
1. Enroll
2. Hospitalization
3. Claim
Exclusions
Please note that benefits won’t be payable in the following cases:
- One C-section per insured person per policy year.
- Intentional self-harm, murder, or suicide attempt.
- Non-compliance with medical advice or pre-existing conditions.
- Age below 18 or over 65.
- Claims during waiting/no-claim period.
Frequently Asked Questions (FAQs)
To subscribe, you must:
- Be a customer of Waada’s partners.
- Aged between 18 and 65 years.
Covered family members:
- One (1) Adult
- Spouse (Adult)
- Four (4) children under 18 years old.
Initiate claims by:
- Submit claim online at www.waada.pk/claims
- Lodge claim at WhatsApp 021-111-992-232
- Calling Waada at 021-111-992-232
- Or email at claims@waada.pk
Note: Documents can be submitted at partner branches.
We're swift! Expect a claim settlement within 72 hours of submitting your documents.
You can buy one policy per product under one CNIC, but multiple products simultaneously.
Waiting Period is the period mentioned in the product overview, during which coverage is not applicable after subscribing.
Need help or want to cancel? Reach Waada at 021-111-992-232
or you can unsubscribe using the below link https://waada.pk/cancel
(Customers will get OTP before confirming the cancellation)
Exclusions are reasons for claim occurrences under which the claim becomes unpayable.
- Cessation of the product.
- Customer's decision not to continue.
- Filing fake claims.
Yes, any C-section can be claimed.
Yes, given that all relevant details are provided, to support the claim.