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Waada has partnered with Jazz, bringing their exclusive range of innovative insurance and protection products to
Jazz customers. These premier offerings include:
Waada Handset Insurance
Waada Health Insurance
Waada Accidental Insurance
Waada Handset Insurance
Waada Handset Insurance
Overview
In the Pakistani market, where mobile phone prices have surged, screen damage and theft can lead to financial strain.
This plan, in partnership with Jazz and Habib Insurance, provides a lump sum benefit for theft and loss, and covers
screen replacement for any damage.
Comprehensive Coverage Plans
Our product is available in multiple packages to meet the diverse needs of our valued clients:
| Plan | Daily Premium (PKR) | Theft Coverage* (PKR) | Screen Damage Coverage** (PKR) |
|---|---|---|---|
| 1 | 2.00 | 10,000 | 4,000 |
| 2 | 4.00 | 20,000 | 8,000 |
| 3 | 6.50 | 30,000 | 12,000 |
| 4 | 8.50 | 40,000 | 16,000 |
| 5 | 10.50 | 50,000 | 20,000 |
Prepaid Maximum benefit available with a full month’s subscription fee. Refer to Terms & Conditions for details.
Screen Damage Coverage Coverage is the lesser of the stated slabs or actual market price.
Postpaid Service not available for postpaid customers.
Activate Waada Handset Insurance and receive a 10% discount shopping coupon.
Submit the following documents within 90 days of theft or damage:
For Theft
- (100% of the sum assured or the value of a new phone, whichever is lower):
- FIR
- CNIC number linked to the mobile
- Block IMEI report from PTA
- Statement detailing the incident and phone usage history
For Screen Cover:
- CNIC number linked to the mobile
- Video showing the damage and IMEI number on the damaged screen
- Visit or send the phone to the nearest Waada authorized dealership for repairs, or arrange for collection by our representative at no cost.
Once a claim is made, the policy will terminate.
- Loss or damage from pre-existing faults or defects.
- Any manufacturing faults.
- Loss or damage covered by the manufacturer or supplier.
- Claims made during the waiting/no-claim period.
Waada Health Insurance
Waada Health Insurance
Overview
Secure your finances with Waada Hospital Cash. In case of hospitalization, Waada provides coverage to manage daily
expenses and income loss, letting you focus on recovery without financial stress.
Comprehensive Coverage Plans
Our product is available in multiple packages to meet the diverse needs of our valued clients:
| Plan | Daily Premium (PKR) | Hospital / Per Night (30 Nights)* | ICU / Per Night | Hospitalization (On Reimbursement)** |
|---|---|---|---|---|
| Nano | 1.00 | 750 | 1,500 | 22,500 |
| Silver | 2.51 | 1,500 | 3,000 | 45,000 |
| Gold | 4.00 | 3,000 | 6,000 | 90,000 |
| Diamond | 8.71 | 6,000 | 16,000 | 180,000 |
| Platinum | 15.83 | 12,000 | 12,000 | 360,000 |
*Maximum consecutive hospitalization and annual limit is 30 days.
**Maximum benefit available with payment of the full month’s subscription fee.
- 24/7 Doctor’s Helpline: Call 021-111-992-232 and press 3.
- Pharmacy Discounts: Call 021-111-992-232 to order and get discounts with free delivery.
- Lab Discounts: Show Waada discount coupons at designated labs for discounts.
- Claimant Statement signed by the Insured Person.
- Hospitalization record with admission and discharge dates, diagnosis, and treatment details.
- Physician’s Statement or Hospital Bills.
- Copy of Insured Person’s CNIC.
- Any additional documents required by the company.
- Hospitalization due to sickness within 15 days of enrollment. (no waiting period for accidental hospitalization)
- Intentional self-inflicted injury, murder, or suicide attempt.
- Pregnancy and complications within the first 9 months from enrollment.
- Elective treatments or failure to follow medical advice.
- Filing a fake claim.
- Non-payment of premium or lack of coverage in the month of the incident.
Waada Accidental Insurance
Waada Accidental Insurance
Overview
Accidents happen when you least expect them! Waada provides lump sum benefits for accidents, covering death, disabilities, and reimbursing emergency expenses to protect you and your family from financial shocks.
Comprehensive Coverage Plans
Our product is available in multiple packages to meet the diverse needs of our valued clients:
| Plan | Daily Premium (PKR) | Accidental Death* | Acc. Permanent Disability** | Acc. Temporary Disability*** | Acc. Medical Reimbursement |
|---|---|---|---|---|---|
| Nano | 1.00 | 125,000 | 125,000 | 62,500 | 12,500 |
| Silver | 2.51 | 250,000 | 250,000 | 125,000 | 25,000 |
| Gold | 4.00 | 500,000 | 500,000 | 250,000 | 50,000 |
| Diamond | 8.71 | 1,250,000 | 1,250,000 | 625,000 | 125,000 |
| Platinum | 15.83 | 2,400,000 | 2,400,000 | 1,200,000 | 125,000 |
*Maximum benefit available with payment of the full month’s subscription fee.
**Permanent disability: Accidental disabilities of a permanent nature.
***Temporary disability: Accidental disabilities preventing occupational duties for at least 45 days.
- 24/7 Doctor’s Helpline: Call 021-111-992-232 and press 3.
- Pharmacy Discounts: Call 021-111-992-232 to order and get discounts with free delivery.
- Lab Discounts: Show Waada discount coupons at designated labs for discounts.
- Death Certificate issued by authorized Government body (for death claims)
- Copy of Nominee’s CNIC
- FIR and Postmortem report (if applicable for Accidental Death)
- Claimant’s Statement
- Succession certificate/Heir certificate and Medical record confirming disability or dismemberment (for disability claims)
- Guardian-ship certificate (if beneficiary is a minor)
- Attending physician’s report and FIR (for death or disability due to accident)
- Any other necessary document specified by the company
- Death or disability resulting from intentional self-inflicted injury, murder, suicide, or illegal acts.
- War, strikes, riots, civil commotion, and any natural or man-made disasters leading to a declared state of emergency locally or nationally.
Start Your Journey
Subscription Guide
- Receive an outbound call from Waada (021-33129284-94, 021-37189284-94) or subscribe via the FikrFree app.
- Daily subscription charges deducted automatically from available mobile balance upon registration.
- For more details, call 021-111-992-232.
Cover Calculation
If the full subscription fee is not paid, your cover will be prorated using the formula:
[Total fees collected in one calendar month ÷ Full subscription fee] × Maximum Benefit
How Do You Claim?
To claim for any insured loss, notify us through:
- Call or WhatsApp our helpline at 021-111-992-232.
- File a claim online at www.waada.pk/claims.
- Email us at claims@waada.pk.
Please note: Claims must be notified within 90 days of the insured loss to avoid affecting claim approval.
How To Unsubscribe?
To unsubscribe, call Waada at 021-111-992-232
or use this link: waada.pk/cancel ( OTP verification required through registered mobile number)
Terms & Conditions
This policy states that the company will pay the insured person or their beneficiary for incidents occurring during the
insurance period, subject to specified terms, conditions, and exceptions, excluding exclusions.
- Subscriptions renew automatically until canceled by the subscriber.
- Full subscription payment in the previous month is required for full coverage. Partial payments reduce benefits for the following month.
- Attempts to deduct the subscription amount will be made multiple times daily from the subscriber’s mobile balance.
- No cumulative deductions occur during periods of insufficient balance.
- All subscriptions and benefits are payable in Pakistani rupees.
- On-call consent constitutes a legally binding agreement to subscribe to the plan.
- Users agree to recurring charges deducted from their talk-time balance, auto-renewed until unsubscribed.
- By enrolling, subscribers authorize [Telco] to share their details with service providers under the plans.
- Plan benefits are governed by policies issued by Habib Insurance Limited. Claims are paid by the underwriter.
- Developed by Waada Digital Pvt Limited, providing distribution, technology, and administrative services.
- Subscription amount must be paid in advance for eligibility.
- Terms, including subscription amounts, may be amended or withdrawn by suppliers.
- Subscribers will be notified accordingly.
- Subscribed service notifications and renewals may be sent at any time within 24 hours.
- Claims must be reported to Waada or the underwriter within 30 days of occurrence.
- Waada reserves the right to terminate or cancel any subscription at its sole discretion, for any reason, at any time, with or without prior notice.