Insurance is complicated,
Waada is here to simplify it.

About Waada

Insurance has been a taboo subject in Pakistani society for a long time. This is mainly because of lack of awareness, religious reasons and complicated offerings in the market. Therefore, there is an urgent need to educate the masses.

Waada takes pride as one of the very few digital insurance providers; we are an insurtech startup based in Pakistan. As insurance retailers, we are currently focusing on policies for accidental, hospitalization and micro life. Waada aims to make insurance a simple product, affordable and accessible for the major part of the population currently not being served. 

Our Mission

To leverage technology to make insurance affordable and available to everyone.

Our Vision

To bring disability, life and health insurance to every citizen of Pakistan.

Meet Team Waada

We’ve got a great mix of industry veterans who know what’s working and new age technology specialists who know what needs to change. 

CEO AND FOUNDER

After completing his Actuarial degree from Cass Business School, London, Ishaq moved back to Pakistan. He spent 10 years in various life insurance companies including the position of the chief actuary of Pak-Qatar Takaful and 5 years in the tech startup industry. He is one of the three actuaries in the country who worked full time in sales just to understand the customer’s perspective.

Before founding Waada, Ishaq was the founder member and worked as chief strategy officer & CFO at Bykea. Bykea is one of the largest startups in Pakistan which provides on-demand transport and delivery services. It employs more than 100 thousand people to serve millions of customers. It just closed the largest Series B round in Pakistan’s history.

Ishaq finds purpose in solving large-scale problems and creating real value for all stakeholders. With his experience in the largest tech startup and insurance, he is perfectly positioned to solve the long due problem of awareness & availability of insurance products in the masses of Pakistan.
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CEO AND FOUNDER

After completing his Actuarial degree from Cass Business School, London, Ishaq moved back to Pakistan. He spent 10 years in various life insurance companies including the position of the chief actuary of Pak-Qatar Takaful and 5 years in the tech startup industry. He is one of the three actuaries in the country who worked full time in sales just to understand the customer’s perspective.

Before founding Waada, Ishaq was the founder member and worked as chief strategy officer & CFO at Bykea. Bykea is one of the largest startups in Pakistan which provides on-demand transport and delivery services. It employs more than 100 thousand people to serve millions of customers. It just closed the largest Series B round in Pakistan’s history.

Ishaq finds purpose in solving large-scale problems and creating real value for all stakeholders. With his experience in the largest tech startup and insurance, he is perfectly positioned to solve the long due problem of awareness & availability of insurance products in the masses of Pakistan.

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DIRECTOR AND CONSULTANT

Over the past decade, Jonas has supported the development of a wide range of high scale products and businesses across various emerging markets. He particularly enjoys roles where he can combine deep technical discussions with long-term strategy development which often leads to him playing a bridging role between different teams and hierarchy levels in companies and projects.

As CEO of Silicon Straits, a South-East Asia-based investment and product development company, he led the business to profitably grow from 30 to over 100 employees within 2 years of his appointment,before successfully selling the business in 2017. During that time he was deeply involved in the development of product MVPs for startups and a range of digital transformation projects for corporates combining his passion for business and technology. Read More

DIRECTOR

Nadeem Hussain is the founder of Planet N venture, a group of companies, which aims to catalyze the next wave of tech entrepreneurship in Pakistan, focusing on startups working on financial inclusion and solving large-scale problems using technology. The group comprises more than 30 companies in its portfolio across e-commerce, fintech, edutech, insurtech, health tech, mobile television, retail, and renewable energy.

Before Planet N he had an illustrious banking career of 30 years working in management positions in major financial centers of the world including country head of Citi Group and Founder/CEO of Tameer Bank. He sold Tameer Bank to Telenor which rebranded it to Easy Paisa which today has a customer base of tens of millions.

Mr Hussain has served on the advisory board of the Institute of Business Administration (IBA) and the Institute of Capital Markets (ICM). He is the chairperson of the Pakistan Microfinance Network (PMN), mentor & advisor to Hult Prize Pakistan & TECH Pakistan, board member of PlanX, Trustee at Indus Foundation & Jinnah Institute, member of State Bank’s & SECP consultative groups. He is also leading the effort to implement Universal Standards of Social Performance Management (USSPM) across all PMN member banks and institutes.

He has been invited as speaker to various platforms including Harvard University’s Kennedy School of Government and Johns Hopkins University. He was awarded the Global leader award in 2011 by C5 in Geneva.

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DIRECTOR

Nadeem Hussain is the founder of Planet N venture, a group of companies, which aims to catalyze the next wave of tech entrepreneurship in Pakistan, focusing on startups working on financial inclusion and solving large-scale problems using technology. The group comprises more than 30 companies in its portfolio across e-commerce, fintech, edutech, insurtech, health tech, mobile television, retail, and renewable energy.

Before Planet N he had an illustrious banking career of 30 years working in management positions in major financial centers of the world including country head of Citi Group and Founder/CEO of Tameer Bank. He sold Tameer Bank to Telenor which rebranded it to Easy Paisa which today has a customer base of tens of millions.

Mr Hussain has served on the advisory board of the Institute of Business Administration (IBA) and the Institute of Capital Markets (ICM). He is the chairperson of the Pakistan Microfinance Network (PMN), mentor & advisor to Hult Prize Pakistan & TECH Pakistan, board member of PlanX, Trustee at Indus Foundation & Jinnah Institute, member of State Bank’s & SECP consultative groups. He is also leading the effort to implement Universal Standards of Social Performance Management (USSPM) across all PMN member banks and institutes.

He has been invited as speaker to various platforms including Harvard University’s Kennedy School of Government and Johns Hopkins University. He was awarded the Global leader award in 2011 by C5 in Geneva.

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Ops

IBA Karachi Alumnus with Economics & Mathematics degree, Danish worked as a Marketing and Operations lead at one of Pakistan’s most successful startups, Bykea. He then moved to SocialPie as a Product Head, a startup which was selected among 300 startups in Startup Grind 2020 California all over the world.

To Waada, Danish comes with 5 years of valuable experience in Operations. With remarkable dedication, he is leading operations and strategy.

HR & Mkt

Mariam comes from one of the leading business schools in Karachi, IBA. After completing her BBA with a marketing major, she worked at Dawaai handling social media and content development. Next, she moved to Khaadi, proving her worth in areas of performance management, training and talent management. 

At Waada, Mariam takes up an integral role of a marketing lead. Moreover, she is also consistently involved with HR.

Finance

Being certified in accounting and finance, Nouman brings more than 10 years of professional experience to Waada. Previously, he has served as the finance manager at Globalink Logistics Group and as director finance at MicroEnsure Pakistan (Private) Limited. 

Nouman was part of the team developing the very first end-to-end digital agri value chain and collateral management services in Pakistan for small farmers.

Tech

With an MBA in Management Information Systems (MIS), Nabeel brings a lot to the table. His past experience with creative chaos was more than 8 years long, working on integral software management positions.

Nabeel also brings expertise through working with Aroha Labs (Private) Limited and Arif Habib Investments.